Disclaimer

Life insurance contracts are not securities. Purchases of life insurance contracts can be tailored to meet the needs of accredited

purchasers, who may acquire as few or as many policies as desired. All purchases are governed by the terms of the Policy Purchase

Agreement. The information provided here is for educational and informational purposes only. Life insurance contracts are not securities, and therefore any related descriptive materials should not be considered as an offering of either a registered or unregistered security or any type of securitized product.

The total asset appreciation of life insurance contracts, as determined at contract maturity, is not an annual or periodic rate of return, and will be lower if the insured individual outlives their estimated life expectancy. Changes in the cost of insurance and/or non-guaranteed crediting rates may also affect the total appreciation or resale value. The pricing of the purchase is based on the total benefit payment amount for the life insurance contract.

Longevity Life Group and its affiliates utilize licensed life settlement providers to procure life insurance contracts, as they are not licensed to act as an insurance agency, insurance agent, life insurance broker, investment advisor, broker-dealer, registered representative, or any type of viatical or life settlement provider or broker. Longevity Life Group does not offer or sell securities, and nothing in these materials should be construed as an offer to sell a security or as an invitation to purchase one. Longevity Life Group is not acting as an agent, broker, fiduciary, or representative for any recipient of these materials, and does not provide insurance, financial, investment, estate planning, legal, or tax advice. Therefore, users of these materials should not rely on them as the basis for any decision to purchase or hold a life insurance contract.

Recipients of these materials are encouraged to consult with their own financial, insurance, investment, estate planning, legal, and tax

advisors. Longevity Life Group makes no guarantees, expressed or implied, regarding the accuracy or completeness of the information provided. These materials are presented "AS IS" without any warranty, including any implied warranties of merchantability, fitness for a particular purpose, or accuracy. All warranties, whether express or implied, are expressly disclaimed by Longevity Life Group.